Tips to be proactive and understand the financial impact of the decisions to be made at retirement
Importance of taking action on what you learn today
Roughing out a retirement budget
Role of HR, OPM, TSP, SSA & IRS in your retirement planning
Effect of inflation & taxes in retirement
Checking beneficiaries on all federal benefit programs
Tips for being better prepared for a smooth transition into retirement
Understanding what you have and what you need to know about decisions to make at retirement
Retirement Systems (CSRS & FERS)
Basic comparison between CSRS & FERS
Eligibility requirements for each retirement system
Special Considerations for Law Enforcement Officers, Air Traffic Controllers and Firefighters
How the High-3 is calculated
Calculating the CSRS & FERS annuity (pension)
How part-time service affects eligibility & pension calculation
Application of unused sick leave and annual leave at retirement
Cost of Living Adjustments applied to federal pension benefits
Taxation of the CSRS & FERS pension
Choosing the best retirement date
Timeline for submitting retirement application
Interim payments received from OPM
Survivor Benefit Plan
Coverage, cost, and who can benefit from SBP
Cost of Living Adjustments applied to SBP benefits
Considerations for electing SBP at retirement
What happens if you marry or divorce in retirement
Special considerations for dual federal employee couples
Important connection with FEHB
Advantages & disadvantages of SBP
FERS Special Retirement Supplement
Eligibility requirements and calculating the benefit
What happens if you work after retiring
Cost of Living Adjustments applied to SRS benefits
Federal & state taxes on SRS benefits
Social Security
Eligibility requirements and calculating the benefit
What happens if you work after retiring
Strategies for Social Security benefits
Cost of Living Adjustments applied to SS benefits
Federal & state taxes on SS benefits
Federal Employees Group Life Insurance
Coverage and costs while employed
Coverage and costs while retired
Options for customizing your FEGLI coverage
Role of life insurance in a retirement plan
Federal Employees Health Benefits
Tax advantage of FEHB while working
Eligibility to keep FEHB in retirement
Costs of FEHB in retirement
Special considerations for dual federal employee couples
Special considerations for special needs children
Other health-related programs such as FEDVIP & FSAs
Coordination between FEHB and Medicare Part B
Federal Long Term Care Insurance
What services Long Term Care insurance covers
Various ways to pay for LTC services
Coverage and costs for services
Eligibility requirements to obtain coverage
Options available through FLTCIP (currently suspended by OPM)
Thrift Savings Plan
Fund choices in core funds, lifecycle funds & mutual fund window
Tax advantages and options within the TSP while working
How to maximize government contributions
Tax diversification between Traditional & Roth options
Identifying your risk tolerance for investing
TSP loans while working & in retirement
Withdrawal options available at retirement
IRS rules for withdrawing TSP assets before 59 1/2
Required Minimum Distributions
Spousal rights in the TSP
Using TSP to fill the gap of lost income in retirement
Bonus Videos (a deeper dive into each topic)
Deposits, Redeposits & Military Deposits
Voluntary Contribution Plan
FEGLI options available at retirement
ProFeds is not affiliated with or endorsed by the US Government or any government agency. Through the GSA Schedule Contract, ProFeds is able to contract directly with government agencies to provide retirement training.
